This Month's Verdict
Reading the tape…
Fetching VWCE price data.
01
Buy — Baseline
€800
VWCE
Mechanical. No exceptions. Don't look at the chart first.
02
Buy — Reserve
€200
XEON
Cash equivalent. Earns ~ECB rate while you wait.
03
Sell — Deployment Trigger
—
XEON → VWCE
—
∞
Weekly — Automated
€75
BTC
Set as recurring buy. Never check the price. Never skip.
Last completed: never
§ I
The Tape
VWCE — drawdown from high
—
Loading price data…
0%-5%-10%-20%-30%+
Deployment ladder
Within 5% of high
→
deploy 0%
5–10% below
→
deploy 25%
10–20% below
→
deploy 50%
20%+ below
→
deploy 100% +next
§ II
The Reserve
Hard Cap
€6,000
If exceeded, dump surplus into VWCE
Months at Cap
—
At current €200/mo pace
Total monthly outlay
€1,300
§ III
The Commandments
To be re-read during every market panic
-
The BTC schedule never changes. Not at all-time highs. Not down 70%.
Never.
-
The baseline VWCE contribution never gets skipped. Especially not in
a crash.
-
The deployment rule is mechanical. If the tier says deploy, deploy.
No "but I think it'll go lower."
-
No new rules during drawdowns. Revisions take effect three months
later.
-
Annual review only. Once a year. Otherwise: do not touch the system.